What is a Personal Injury Claim? A Car, Truck, Motorcycle Accident with Injuries? Drowning in a Swimming Pool? Was the Wrong Limb Amputated? What about a Slip and Fall Accident in a Supermarket causing Back Surgery?Yes! All of these Incidents and more are classified as Personal Injuries and You May Have a Claim. What South Florida Residents and Drivers Need to Know about all of these types of accidents which are all Personal Injury Claims

You’ve been injured in a car accident and your injuries are severe. They may be catastrophic or someone close to you may have been wrongfully killed. You have serious concerns and have many questions. You may be wondering what you are going to do. Who do you call? You missed time from work and are going to miss a lot more. You are afraid that you are going to get fired. You may be having a hard time paying your mortgage and medical bills are stacking up. You may be scared not knowing what to do. You probably didn’t sock any money away for a disaster like this. You may not have health insurance. You and your family are scared not knowing what will happen next.

These questions and more are serious concerns for any accident victim. Unfortunately, I must tell you that there is no simple answer. Every personal injury case is different, and the information here is not legal advice about your specific claim. However, I can tell you some general information that may help you get the answers that you are looking for.

First of all you may be entitled to make a claim for losses against the person or entity that hurt you. However, before you talk with an insurance adjuster or sign any documents I am going to outline a few things that you really need to know:

Virginia M. Drogo

South Florida Personal Injury Attorney

The Insurance Company Is Not Your Friend
First, you should not talk to the insurance adjuster UNTIL you have familiarized yourself with the claims process and understand why she is asking you specific questions. Even if the adjuster is the claims adjuster for your insurance company, the adjuster is trained to keep the money in the insurance company’s pocket.

The insurance company has many forms they want you to sign. Do not sign them until you understand what each form does. Some forms are necessary to start the claims process; some are not. SOME OF THESE FORMS CAN HURT YOUR CLAIM.

Do not give your insurance company or the insurance company for the other party a recorded statement until you know your rights. Your insurance company has a right to take your statement; however, the other insurance company, the one for the person who injured you, does not. Even though your insurance company has a contractual right to take your statement, you have the right to consult with a lawyer before giving the statement. Don’t let them pressure you. You have the right to be informed before you talk to the insurance adjuster. Remember, it’s the insurance adjuster’s job to keep the money in the insurance company’s pocket.

Seek Medical Attention
Second, to start your claim, you must have been injured. If you were injured, you would have gone to a hospital or doctor for follow-up care. Note, in the State of Florida you must have a permanent injury to be able to collect money for pain and suffering. Your subjective complaints of pain and the doctor’s objective findings will determine what your injury is and whether it is permanent. Many of the injuries people suffer as a result of car accident will be permanent without them even realizing the extent of the injury. The doctor cannot state that you have a permanent injury unless you go for treatment. Insurance companies only have to pay claims for people who are injured. If you are not hurt, please do not abuse the system. If you are injured, then you must regularly attend physical therapy until your doctor releases you and tells you that you are at MMI (Maximum Medical Improvement).

You may be asking who is going to pay my medical bills.

Florida is a “no fault” state.

That means it doesn’t matter WHO is at fault for the accident; your insurance policy will pay your medical bills up to $10,000 dollars and the other party’s insurance policy will pay their medical bills up to $10,000 if they are hurt. Florida law requires you to have PIP (Personal Injury Protection) “no fault” insurance, which will pay your medical bills up to $10,000 if you are injured. You are also required to have “property damage insurance.” The property damage coverage will pay for repairs or replace the other driver’s vehicle if you are at fault for the accident.

Let me introduce myself. My name is Virginia Drogo and my team and I have been representing accident and injury claimants throughout the State of Florida since 1992. Our Firm handles serious injuries and wrongful death claims. Do you have any idea how hard it is to get your attorney on the phone? Well, I am about to change that. If you are my client you will have my direct cell number. Also, you don’t need an appointment unless you need an hour or two for a formal conference. Many of your questions can be answered from the information on my computer or the information I have in your hard file. So if you want to come see me to ask questions about your case come on in.

If we accept your case and you accept our representation we will come to you anywhere in Florida if you are not local to us. We will tell you if your claim has merit and will give you the facts so you can make an informed decision about your claim. We are not going to waste your precious time or ours if you do not have a case that can be won and that can put money in your pocket.

Not All Cases Need An Attorney
We will tell you if you have a case that needs our help. We may find that you can handle the case yourself with a little coaching. Many people ask us to represent them for claims they can handle themselves. If that’s the case we will let you know and we will give you some guidance so you can resolve your claim yourself.

If we accept your case, we will work diligently to put the most money possible into your pocket. In order to successfully represent our clients and receive the highest possible settlements and/or verdicts we need our clients to keep communication open. If you become our client it is important for you to inform us of anything new about your claim that we would not know unless given the information. For example, if you were given a referral to a specialist, if you incurred out of pocket expenses due to prescriptions, household services or transportation services to and from doctors appointments. Additionally, please inform us of any pending surgeries or medical treatment whether relevant to your claim or medical treatment associated with another injury or illness.

We will keep you up to date on your case and let you know the steps needed to be taken to obtain the best results for your claim. When the insurance adjuster offers any money on your claim you will get a letter in writing explaining the offer given by the adjuster. We will give you advice on whether you should settle your case or go to trial. The costs and fees will be explained to you at the beginning of the case, before you decide to make a claim. We will work on your case together as a team, and together you and I will decide on the best tactics for your case. All lawyers are not the same. We are very selective with the cases we accept so we have more time for your claim. We handle serious injury and wrongful death cases.

Just a personal note to all of you injured victims out there. It happened to me; I know how accidents can destroy your life. I was involved in a car accident with catastrophic injuries in 1992. I know how it could destroy everything that you have worked so hard to accomplish. You are not alone, I will listen and help you with every possible thing I can as it relates to your injury case.

Our Office

South Florida Personal Injury Center, PA

All personal injury attorneys offer a free consultation and so does our firm, but we also offer you FREE INFORMATION that you can study in your own home. If you’re interested in any of the free information on our website just call our toll free line, 800-363-8182, leave your name, address and email address and we will send you a FREE PACKAGE OF GOOD INFORMATION that will help you decide if you actually need an attorney. Some cases you may be able to handle yourself; however, if you do want to speak with a serious injury attorney at the South Florida Personal Injury Center, you will be provided with a free consultation and will not be charged any fees unless money is recovered. If you have endured the loss of a loved one or pain and suffering due to serious injuries, rehabilitation, physical therapy, counseling, lost wages, loss of services, replacement services, medical bills, and/or hospital bills, you may be eligible to receive compensation. You need an attorney who will work hard for you, making sure you receive the highest possible settlement for your case.

South Florida Personal Injury Center Attorney Virginia Drogo and her staff offer legal representation to South Florida accident victims who have been involved in South Florida car accidents, Florida motorcycle accidents, Florida trucking accidents, Florida boating accidents, Florida swimming pool accidents, medical malpractice, birth injuries, burn injuries, dog bites, workplace injuries, premises and product liability, and wrongful death accidents. If you or a loved one has been injured by another, you are entitled to have your rights advocated for by an experienced and competent South Florida accident attorney.

To Schedule a Free Consultation With Attorney Virginia Drogo Call: 888-Your-Claim (888-968-7252)


For Ordering Copies Of Our FREE BOOKS Or To Receive
Our Newsletters Just Dial 800-363-8182

You can call our toll free number to get some valuable information on accident claims. Just leave your name, address and email address, and we will send you our FREE GUIDE to Accident Claims.

“One Fatal Mistake Could Destroy Your Accident Case”

This guide may help you in avoiding possible mistakes that can jeopardize your potential accident claim.

Attorney Virginia Drogo, an experienced South Florida serious injury lawyer, represents injured victims of South Florida in the cities of Hollywood, Naples, Miami, Miami Gardens, North Miami Beach, South Miami Heights, Del Ray, Lake Worth, Boynton Beach, Margate, Coral Springs, Pompano Beach, Fort Lauderdale, Tamarac, Sunrise, Davie, Cooper City, Pembroke Pines, Miramar, Hialeah, Leisure City, Kendall, Kendall Lakes, Homestead, Pinecrest, and Princeton.